Then, the candidate has an outline of their full work experience (employment history) in sequential order with employment dates on file.
Next is the Educational background, listed in descending order (most recent first). It then moves onto the Professional Background, highlighting skills separated into professional & personal skills.
And lastly, Certifications/Licenses that the candidate it involved with. Then a final part displays any other additional information that the candidate want it to be listed.
Resume Example for Mortgage Representative
Mortgage Representative – United Nations Federal Credit Union
New York, NY
Authorized to work in the US for any employer
2015 to Present
Provide detailed mortgage guidance to members of the United Nations, Diplomats, Ambassadors, and Foreign Nationals, in person and by phone.
Deliver same day preapproval letters to qualified borrowers.
Maintain continuous contact with clientele from time of application through closing.
Coordinate with processors, underwriters, and closers to ensure the mortgage is executed as efficiently as possible.
Vice President- Private Bank Senior Mortgage Advisor
2010 to March 2014
Originated and closed 200 Private Bank mortgages and HELOCS for a total of $410MM in 2013.
Recommended appropriate mortgage structures and solutions for clients with complex balance sheets.
Ensured qualified clients and prospects were underwritten properly to receive credit approvals.
Demonstrated excellent follow-through with borrowers, loan processors, and management throughout all phases of the mortgage process.
Partnered with bankers, capital advisors, and credit executives to deliver an outstanding client experience.
Trained and mentored Junior Mortgage Advisors.
Worked on Cross Border Project April 2014- August 2014.
1990 to 2014
Associate- Private Bank Junior Mortgage Advisor
2003 to 2010
Underwrote mortgage files before transferring to senior underwriters for review.
Analyzed clients’ balance sheets, cash flows, risk tolerances, and financial objectives to determine best lending structures.
Worked directly with clients and their accountants to answer underwriters’ questions during the credit approval process. to work mortgage files towards closing after approval.
Assistant Treasurer- Private Bank Mortgage Coordinator
1997 to 2003
Key point of contact for Bankers regarding loan status and various servicing issues.
Prepared all necessary documents for mortgage and home equity originations.
Ensured mortgages and HELOCs were properly on boarded to systems after closing.
Compiled monthly delinquency report for Private Bank mortgages and HELOCs.
Resolved all forced placed hazard/flood insurance issues.
1993 to 1997
Worked closely with clients to satisfy pre-closing conditions.
Prepared closing documents for mortgage and home equity originations.
Expedited and coordinated closings between bank and real estate attorneys.
Retail Mortgage Client Representative
1990 to 1993
Produced and reviewed all mortgage documents.
Developed and maintained business relationships with high volume mortgage brokers.
Worked closely with other internal departments to expedite commitments and closings.
Bachelor of Science in Business Administration
Lending & Underwriting Guidelines | Credit & Income Analysis | Cash-Flow Analysis | Risk Assessment | Conforming & Nonconforming Loans | ARMs | Loan Closing, Funding & Documentation | Account Service Excellence