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Mortgage Underwriter C.V Example Mortgage Underwriter Resume Sample

The following is an example of a qualified / professional Mortgage Underwriter resume sample(s). These resume examples uses an integration resume layout. The Resume initiates with the applicants qualification profile, outlining key-qualifications for Mortgage job field.

Then, the candidate has an outline of their full work experience (employment history) in sequential order with employment dates on file.

Next is the Educational background, listed in descending order (most recent first). It then moves onto the Professional Background, highlighting skills separated into professional & personal skills.

And lastly, Certifications/Licenses that the candidate it involved with. Then a final part displays any other additional information that the candidate want it to be listed.

Resume Example for Mortgage Underwriter

Mortgage Underwriter

Rochester, NY

Versatile business professional with experience in Financial Services/Mortgage Banking, Collections, and Analysis. National recognized for productivity and quality. Disciplined and goal-oriented, with strong attention to detail and excellent communication skills. Thorough and analytical, focused on consistently delivering results within strict deadlines.

Authorized to work in the US for any employer

Work Experience

Mortgage Underwriter

Sutherland Global Services

Rochester, NY

2016 to 2017

Responsible for final decisions on incoming applications consistent with internal, client and investor policies. Analyzed employment profile, credit strength, property characteristics, and all other information pertinent to the credit decision process on each mortgage application, as presented by the broker. 
• Prioritized deals to be 100% compliant in time and quality for all loans. 
• Communicated with Loan Officers and Processors to clear conditions and deliver superior customer service daily. 
• Apply internal guidelines and investor guidelines to the credit decision process. 
• Able to shift quickly from different underwriting policies and procedures depending on current project

Financial Analyst

Rochester Regional Health

Rochester, NY

2015 to 2016

Responsible for merging four major hospitals point of service collection programs into one standardized practice company wide. Worked with management to review current collection practices, and recommended changes to existing guidelines based on what was determined insufficient or outdated. 
• Combined multiple hospital reports, each with different metrics, into one new report with unified metrics. Ensured data integrity and compliance throughout the year. 
• Approved guidelines, training, and scripting related to point of service collections. 
• Worked with Revenue Cycle team to develop metrics for monthly performance reviews for Senior Management Team. 
• Developed reports for individual sites to compare actual collections versus the total opportunity of collections for each site. 
• Overall increase in point of services collections by 10% year over year for entire hospital system.

Mortgage Underwriter

JP Morgan Chase

2011 to 2015

Perform critical risk analysis of loan packages, credit, income, financial statements, and appraisals, to deliver valid credit decisions. Ensure compliance with company and investor guidelines using knowledge of FNMA/ FHLMC/Conventional loan products. 
• Consistently ranked within top 15% of total underwriters. 
• Completed 100% of loans within timelines with no volitions to company. 
• Communicated with Loan Officers and Processors to clear conditions and deliver superior customer service daily. 
• National recognized by JP Morgan Chase for exceptional production and quality in underwriting. 
• Achieved highest grade on annual performance review(2012, 2013, 2014)

Underwriter

JP Morgan Chase

Rochester, NY

2009 to 2015

Mortgage Loan Processor

JP Morgan Chase

2009 to 2011

Processed monthly pipeline of 60-100 mortgage loans modifications ensuring deadlines were met. Reviewed loan-related documents, including financial statements, tax returns, credit reports, appraisals, title insurance, and flood and tax certificates. Ordered appraisals, title and credit documents. 
• Consistently ranked within top 10% of total loan processors nationwide. 
• Consistently achieved call monitoring scores of 98% and higher. 
• Collaborated with underwriters and title companies to meet and exceed deadlines. 
• Effectively resolved escalated customer concerns. 
• Achieved highest grade on annual review (2010, 2011) 
• Received Star Award from site manager recognizing quality customer service and production.

Debt Counselor

2007 to 2009

Performed collection activities as well as identifying account resolutions on debts resulting from non-payment of federal student loans. Required to uphold the standards outlined by Fair Debt Collection Act and the ACA International guidelines for debt collection. 
• Achieved monthly targeted goals dictated by company. 
• Maintained minimum of 150 calls per day and 100 accounts worked per day. 
• Properly managed & updated of system to maximize contacts. 
• Effectively resolved escalated customer concerns. 
• Ranked in the top 10% of collectors for Department of Education Company wide for 2008.

Education

Bachelor of Science in Business Administration

The College at Brockport State University of New York

Skills

credit (8 years), customer service (7 years), RECEPTIONIST (7 years), RETAIL SALES (7 years), risk analysis (4 years)

Additional Information

KEY SKILLS 
 
Customer Service Risk Analysis Loss Analysis 
Financial/Credit Analysis Compliance Collections 
Account Management Time Management 
 
TECHNICAL SKILLS 
 
Microsoft Access, Advanced Excel Skills, Outlook, Power Point and Word, Proficient with Desktop Underwriter and Loan Processor