Home / Mortgage / Mortgage Underwriter

Mortgage Underwriter C.V Example Mortgage Underwriter Resume Sample

The following is an example of a qualified / professional Mortgage Underwriter resume sample(s). These resume examples uses an integration resume layout. The Resume initiates with the applicants qualification profile, outlining key-qualifications for Mortgage job field.

Then, the candidate has an outline of their full work experience (employment history) in sequential order with employment dates on file.

Next is the Educational background, listed in descending order (most recent first). It then moves onto the Professional Background, highlighting skills separated into professional & personal skills.

And lastly, Certifications/Licenses that the candidate it involved with. Then a final part displays any other additional information that the candidate want it to be listed.

Resume Example for Mortgage Underwriter

Covington, LA

To resume a career with an organization offering 
opportunities for career development.

Authorized to work in the US for any employer

Work Experience

Mortgage Underwriter

Gulf Coast Bank and Trust

Covington, LA

August 2016 to Present

DE , VA CERTIFIED

Mortgage Underwriter

Whitney National Bank

Covington, LA

July 1988 to March 2007

DE certified

Senior Mortgage Underwriter

Notary Public for St Tammany Parish

April 1998 to April 1998

FHA Direct Endorsement Certification 
 
As a Mortgage Underwriter my responsibilities include but are not limited to – Review and evaluate information on mortgage loan documentation including reviewing and approving appraisals to determine if the borrower and / or property meet loan standards. Complete a thorough analysis of loan files to determine compliance with company, investor and government guidelines and standards. Evaluate the entire credit package and collateral for residential mortgage loans and ultimately ensure an “investor”, “In Home” quality loan products. Communicate decision such as approval, suspense, denial on loans to the appropriate parties both verbally and in writing. I have been reviewing appraisals for 3 years. 
 
Types of Loans: Conventional Conforming, Non-Conforming, USDA RD, Portfolio Arms and Fixed, Private Banking Portfolio Arms and Fixed, FHA 
 
Compliance Research Assistant 
My duties include however are not limited to verifying borrower information, disclosing timely, pre-funding closing audit files, Post audit closing files, various other duties as required 
 
Mortgage Processor 
My duties include however are not limited to understanding the Knowledge of FHA, VA and Conventional Mortgage loans. Responsible for 
gathering all requested conditions set forth by the underwriting 
guidelines for that product. Liaison between the originators, 
Borrower, appraiser and attorney/title Company. This also included the use of Microsoft XL, Microsoft Word, Desktop Underwriting, Widows 
98, Mortgage-Ware, Real Trans, Experian, Encompass. 
 
Consumer/Commercial Lender 
My duties included however were not limited to preparing loan packages 
for closing, funding, system input. Work in liaison with the customer, Loan Documentation and Attorney’s (if required). Consumer 
Loans any dollar amount. Commercial Loans $50,000 and under. 
Consumer Loan Coordinator 
 
My duties included however were not limited to enable me to take 
charge and make necessary decisive decisions at Sheriff’s sales for repossessed vehicles. In the event the vehicle was repurchased I 
conducted a condition report of the vehicle and set up appointments for potential buyers. At the time of the sale I would prepare all 
necessary paper work for the transfer of titles. Assist in other areas as needed. 
 
Account Administrator 
My duties included however were not limited to vector responses, 
preparing consumer and commercial loan packages for processing / closing, system research on all types of accounts, monitor and clear 
past dues and problem exception, create and maintain files, open and maintain deposit accounts. Act as liaison between officers and other 
departments. Print reports from the OVS system. Supervise and train 
other administrative staff. Maintain and submit payroll sheets to the payroll department. Typing, answering phones. Special projects as 
assigned. 
 
Commercial Operations System Coordinator III 
My duties included however were not limited to researching and analyzing complex commercial loan issues, assists with conversions, 
train division personnel on PC databases and commercial loan system. 
Also, participate in the training of other bank personnel on the commercial loan system. Develop and implement basic management and 
quality control reports for Commercial Loan Services, analyze 
commercial loan system problems, tests system program changes and enhancements, and provide support for PC Databases within the division. 
 
Quality Control Analyst 
My duties included however were not limited to meet with various 
departments to access their needs of the Commercial Loan System. Once 
this is done I’m to work on a training package to assist them in researching the information essential to accurately do their reports 
and / or summaries. After the package is ready I am to conduct a training class for the users. A follow up is done to assure all of 
their requirements have been met. Special projects as assigned. 
 
Database Analyst 
My duties included however were not limited to reconcile and prepare 
monthly and quarterly reports for Upper Level Management. Review 
entries made to the General Ledger prior to being processed. Discuss 
problem assets with the perspective Managers. Liaison between other 
Departments and the Department Manager to assure accurate 
documentation and reporting. Research system problem assets and take 
the necessary action to correct. Create spreadsheets on Lotus, also forms and procedures on Dataease. Special Projects as assigned. 
 
Administrative Assistant 
My duties included however were not limited to was to assist the Officers in whatever means possible. Processing payments, pulling 
credit bureaus for skip tracing, typing correspondence. Maintain 
monthly billing file for regular paying customers. Take appropriate 
action to close out and collect DDA Overdrafts. Review files received on a quarterly basis for all charged-off Commercial Loans and give 
them to the proper Officer for work out status and / or suit. 
Reconcile weekly expense report along with monthly Recovery 
reconcilement reports. 
 
Department Secretary 
My duties included however were not limited to answering phones, 
typing correspondence, ordering supplies, filing. Maintaining 
appointment schedule for the Department Manager. 
 
Assistant Manager 
My duties included however were not limited to supervising four people while assuring balanced meals for the children. Maintaining 
attendance records and collecting weekly payments of tuition. 
 
Clerk 
My duties included however were not limited to verifying outside insurance coverage. If there were none then I was to secure a policy 
for that asset. Dealt with the Department of Public Safety in securing an accurate mortgage on the specified collateral.

Administrative Assistant

Pelican Homestead & Savings

New Orleans, LA

September 1985 to June 1988

Association Thru Merger with Gulf 
Federal Savings & Loan 
Association, Metairie

Teller

Jefferson Guaranty Bank & Trust

Metairie, LA

August 1982 to August 1985

teller

Manager

Big Bird Day Care Center

Westwego, LA

April 1979 to August 1982

Child Care

Education

L. W. Higgins High School

Marrero, LA

May 1976

Skills

Collateral Management (Less than 1 year), Excel (10+ years), Microsoft Excel (10+ years), Microsoft Word (10+ years), Word (Less than 1 year)

Certifications/Licenses

Notary Public St Tammany Parish

April 1998 to Present

Additional Information

SOFTWARE KNOWLEDGE 
 
Microsoft Word 
Microsoft Excel 
Encompass 
Collateral Management System